Gary, along with Jim Helfich, established HMC Assets in 2009 to source, acquire, manage and liquidate pools of non-performing residential home loans. Additionally, Jim and Gary founded Civic Financial Services, a private money lender and Evergreen Solar, a residential solar installer. Previously, Gary was the president of Great Point Partners—the founder and developer of the Great Harbor Yacht Club (Nantucket, MA) and other residential and commercial real estate developments. Earlier in his career, Gary spent a decade as a trader, and ultimately partner and director of Vitol SA, Inc., one of the largest independently owned international oil-trading firms in the world. From 1979 to 1982, Gary worked for the Mobil Oil Corporation (Supply & Distribution), after receiving his B.S. in Economics from Colby College.

Jim, along with Gary McCarthy, established HMC Assets in 2009 to acquire, manage and liquidate pools of distressed debt. Additionally, Jim and Gary founded Civic Financial Services, a private money lender and Evergreen Solar, a residential solar installer. Prior to HMC, Jim had been the Managing Principal of Belvedere Assets, LLC, a San Francisco based real estate investment firm active nationally in both residential and commercial assets. Jim began his career as Director of Acquisitions at Consolidated Capital, a National Real Estate Syndication firm. Jim graduated from UCLA with a degree in Economics and received his MBA from Pepperdine University.